The characteristics of this financial instrument are as follows:

Securities type: corporate , transferable, subordinated, unsecured, bonds, with fixed interest rate. The issued capital instrument will be used as additional capital of the Bank (Tier 2 capital)
Number of issued bonds: 1,000
Nominal value of one bonds: 1,000 EUR
Total nominal value of the issue: EUR 1 million
Issue date: 18.09.2025 
Maturity date: 18.09.2031
Interest rate: 5,0% fixed annual for the total period. Interest is paid annually, on September 18th, starting from September 18th 2026.
Legal position (subordination) of the bonds: The bonds are unsecured and subordinated liabilities in respect to all debtors of the Bank, such as: the claims of depositors and creditors. At the same time, the liabilities based on the corporate bond of the second issue will be paid upon settlement of the liabilities arising from the corporate bond of the first issue issued by the Bank.
Purchase option / redemption: The issuer has not have an option to redeem securities
Trading Code: TTKO3
ISIN: MKTTKS200038
Listing date and first trading day: 28.11.2025

Having in mind the aforementioned, as with every investment in securities, it is necessary for investors to be thoroughly informed about the characteristics of the financial instrument by inspecting and analyzing the listing prospect, as well as by reading the announcements that the Issuer will publish in future through the Electronic reporting system for listed companies, SEI-Net.